Social Security was created in the 1930s for a different era; now women are impacted more adversely if they make the wrong claiming choices. Make sure you understand these issues; click here to learn more.
More Americans believe that it is more likely that Bigfoot is real than believe they will have a comfortable retirement. Click here to read the surprising statistics, and discover strategies for helping you save more for your retirement.
According to author Ken Kiesnoski, “Today’s retirement is not like your grandparents’ golden years — not by a long shot. Grandpa and Grandma, and maybe even your parents, might have stopped working at 65 on the dot and settled down to a quiet life of gardening and grandchildren, all funded by a plump company pension. But retirement in 2018 … and beyond … looks different.”
Want to learn more? Read on!
Conventional wisdom has been to plan on spending 4% of your savings annually in retirement; but is that set yearly amount how retirees actually spend? Click here to read more from Pete Finch.
Good retirement planning factors in women living longer, but rarely addresses steps for handling finances when widowed. Here are some things you should think about, just in case.
Save for kids’ college, or add to the retirement account?
What should be the priority when budgets are tight? Because retirement may be some years away, it may be tempting to put your kids’ education savings on the front burner. But that may be a mistake. For one thing, college students can apply for low-interest loans, work-study programs, and scholarships to help pay for their education. But you cannot realistically expect to borrow funds to pay for your retirement. It may sound cold-hearted to your loved ones, bu you have to consider your future income needs and not derail your retirement plans. Read More »